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Hickory Creek, TX · Hail & storm

Hail Damage Inspections and Roof Replacement in Hickory Creek, TX

Snow Roofing & Exteriors inspects and replaces hail- and wind-damaged roofs in Hickory Creek, in the newer neighborhoods and on the lots along the lake. You get a free digital photo report, we meet your adjuster on the roof if you file, and we handle the town permit and the approvals it asks for. Our Rhome office is about 31 road miles (roughly 41 minutes) away. We answer storm and leak calls 24/7, so call (817) 733-9228 any time.

Hickory Creek's storm record

Hickory Creek is a town west of I-35E on the shore of Lewisville Lake, named for the creek that runs through it. The Handbook of Texas records 218 residents in 1970; Census estimates show 4,722 in 2020 and about 6,875 in 2025, roughly 45 percent growth in five years. That means a lot of Hickory Creek roofs are young, and a lot of them have already seen serious hail. NOAA's Storm Events Database lists 57 reports of hail 1.75 inches (golf-ball size) or larger within about 10 miles of Hickory Creek from 2016 through the September 2026 update. Three storms stand out:

  • March 26, 2017: 2.75-inch hail in Lake Dallas, under a mile from the center of Hickory Creek, 2.75-inch hail about a mile and a half south, and 4.25-inch hail at Corinth about five miles north.
  • June 11, 2023: hail all around the south and west sides of town: 2-inch hail under two miles away, 2.5-inch hail at two spots about three miles away, 1.5-inch hail about a mile east, 3-inch hail about three miles south, and 4.25-inch hail near Bartonville.
  • March 14, 2024: 2-inch hail at two spots about two miles from the center of Hickory Creek, 1.5-inch hail under a mile away, and 3.5-inch hail near Bartonville about five miles southwest.

The wind record is just as close. NOAA lists a 67 mph gust measured in Lake Dallas on March 2, 2023, well under a mile from Hickory Creek. On May 28, 2024, intense thunderstorm winds downed trees and power lines across Lewisville, about three miles south, and collapsed a structure there. The EF-1 tornado that took part of the roof off five Lewisville homes on March 29, 2017 tracked about five miles away, and a weather station at the North Central Texas College campus in Corinth measured a 77 mph gust on July 10, 2019.

One storm, four Lake Cities

Corinth, Lake Dallas, Hickory Creek and Shady Shores sit side by side along I-35E at the west end of Lewisville Lake and share the Lake Cities Fire Department, so a storm that hits one usually hits its neighbors within minutes. The difference after the storm is the paperwork: each town has its own permit office, fees and inspection setup, and an address can be in one town while the house across the street is in another. We check which town your property is in before we file anything.

New roofs, first claims

A lot of Hickory Creek owners are dealing with their first roof claim on a house that's only a few years old. Two things are worth knowing. First, a newer roof can still be badly bruised: builder-grade shingles often carry no impact rating, and 2- to 3-inch hail like the June 2023 and March 2024 storms can fracture them. Second, if your builder's roof is replaced, you can choose something stronger. Every shingle roof we install is Class 3 impact-rated or better, with Class 4 available, and we install standing seam and stone-coated steel too.

After a storm: what to do first

  • Stay off the roof. Wet, damaged roofs are slick, and hail damage is easy to miss from a ladder anyway.
  • Take your own photos of dented gutters, vents, cars, patio furniture and any water inside, with the date.
  • Write down the date of the storm. Your claim runs from the date of loss, not the day you noticed the leak.
  • Be careful with door-knockers. Ask any roofer for proof that they're registered with your city where it requires registration, a local office you can drive to, and a written scope before you sign anything.
  • Call us for a free inspection with a photo report. We answer storm and leak calls 24/7, so call (817) 733-9228 any time.

What our storm inspection covers

We get on the roof. Hail bruising rarely shows from the yard, and a quick look from a ladder at the gutter line misses most of it. On every roof we:

  • Check every slope for bruised or fractured shingles and granule loss, and photograph each hit we find
  • Look at the soft metals (vents, gutters, downspouts, flashing) for dents that show how big the hail was and which way it came from
  • Check the ridge, hips and starter course, where wind damage usually starts
  • Look for creased, lifted or missing shingles and loose metal trim after high wind
  • Check flashings, pipe boots and every penetration
  • Go into the attic and check the decking wherever we see leak stains

Every inspection comes with a free digital photo report, so you see what we see. An inspection usually takes 15 to 45 minutes, and you only need to be home if there are leaks inside. If the roof is fine, we'll tell you so, and the report is yours to keep either way.

How a hail or wind claim works with us

  1. Stop the water. If the storm opened the roof, we tarp it or make a temporary repair. Tarping is priced by size, pitch and stories, and it's included in the claim when there is one. Keep your photos and receipts.
  2. Inspection and photo report. You see what we see before you decide anything.
  3. You decide whether to file. The claim is between you and your insurance company. If the damage is small next to your deductible, we'll say so.
  4. We meet your adjuster on the roof. We walk the slopes together and point out the damage we photographed, slope by slope.
  5. You get the insurer's scope. If it leaves out damage we documented, we give you the photos and measurements so you can ask your insurer to take another look. We don't negotiate with your insurer for you, and we never promise what an insurer will pay.
  6. The work. Our own crew does the repair or replacement, and we file the permit wherever the city requires one.
  7. Closeout. Many replacement-cost policies hold back part of the payment until the work is finished. We give you the final invoice and completion photos your insurer asks for.

If you file an insurance claim, we document the damage and meet your adjuster on the roof. Texas law requires you to pay your deductible, and a contractor may not waive, absorb or rebate it. We never will. In Texas you generally have 1 year from the date of loss to file; check your policy. We aren't public adjusters. We document the damage and build our scope from what we actually find.

Town of Hickory Creek permits for a storm re-roof

Hickory Creek's permitting department reviews, permits and inspects construction under the 2021 International Building Codes, and its master fee schedule lists a roofing permit at a flat $150. What else matters after a storm:

  • Contractor registration ($75). The town's registration form asks for a certificate of liability insurance and the license and driver's license of the person responsible for the job. A crew that can't show it shouldn't be on your roof.
  • Approvals that come first. The town's permit form says approvals from anyone with a stake in the property or an easement on it, including utilities, the U.S. Army Corps of Engineers, the town and HOAs, are obtained and submitted with the application. That matters on lots along the Corps-managed shoreline of Lewisville Lake. The town also says it doesn't enforce HOA covenants, so the HOA approval is its own step.
  • Timing. A permit lapses if work doesn't start within 180 days, and work is to be finished within six months. Every permit needs a final inspection, scheduled through the town's third-party inspection service.
  • Work without a permit is charged twice the permit fee.

If the storm took out a detached shed or storage building, replacing it is its own permit; the fee schedule prices accessory structures without utilities at $1.00 per square foot, with a $100 minimum.

Replacing a storm-damaged roof in Hickory Creek: your options

A storm replacement is the one time a lot of owners get to choose a better roof than the one the builder put on. Here's what we install:

OptionWhy owners pick it after a storm
Class 4 impact-rated shinglesThe highest UL 2218 impact class, a familiar look most HOAs approve, and it may qualify for an insurer credit
Standing seam metalWon't crack, curl or lose granules; hidden fasteners; 24 or 26 gauge panels formed on our own roll formers
Stone-coated steel and metal shinglesSteel underneath with a shake, shingle or tile look from the street
Designer shinglesSlate or shake looks on larger homes, Class 3 impact rating or better
R-panel or PBRShops, barns, carports and outbuildings that took hail or lost panels in the wind

Every shingle roof we install is Class 3 impact-rated or better, with Class 4 available. No roof is hail-proof, and very large hail can dent steel, but metal usually keeps shedding water after storms that ruin shingles. More on metal in Hickory Creek: metal roofing in Hickory Creek and standing seam in Hickory Creek.

Texas insurers must offer a premium credit for UL 2218 impact-rated roofs, but each company sets its own amount, and Class 4 earns the largest. We can't promise a discount; ask your insurer for their figure in writing. After a qualifying install we fill out TDI Form PC068 for you. See the Texas impact-resistant roof discount.

Replacement day

  1. Property protected: tarps over landscaping, and the driveway and pool covered as needed
  2. Tear-off down to the deck, with bad decking replaced and noted in your report
  3. Synthetic underlayment, ice and water protection in the valleys, and new flashings, vents and pipe boots
  4. The new roof installed by our own crew
  5. Magnet sweep for nails, final photos, and your workmanship warranty from 10 years up to lifetime, depending on the job

When your shingle has been discontinued

On older roofs the original shingle is often discontinued, so a patch won't match. We can make a temporary repair to stop the leak and document the discontinued shingle with photos for your claim. Many newer policies exclude matching or replacement for discontinued shingles, so check your policy. We don't deal or negotiate with your insurer.

Who handles storm damage and roof replacement in Hickory Creek?

Snow Roofing & Exteriors does. Here are the facts you can check before you let anyone on your roof:

  • 75 years as a family roofing business, and 30 years in the business for owner Blake Snow, who is still on the roofs.
  • Over $80 million in completed roofing projects, from small repairs to multi-million-dollar jobs.
  • 5.0 stars on Google at all three offices: Bridgeport, Decatur and Rhome.
  • Our own roll formers for standing seam and R-panel, in 24 or 26 gauge, with metal lead times that are typically 1 to 2 weeks.
  • Our own crew, about 31 road miles (roughly 41 minutes) from Hickory Creek at our Rhome office, doing the tear-off and the new roof.
  • Snow Roofing & Exteriors is BBB A+ rated.

See also: our Hickory Creek roofing page, metal roofing in Hickory Creek, standing seam in Hickory Creek, and storm damage in nearby Lake Dallas, Lewisville and Corinth.

Residential warranty: a workmanship warranty from 10 years up to lifetime, depending on the job, with manufacturer warranties up to lifetime. Manufacturer coverage depends on the product and brand, and on the project qualifying for that manufacturer's program. We put the exact warranty for your roof in writing.

Certified, with 30 years installing every major roofing brand, a family roofing business going back 75 years, and over $80 million in completed roofing projects. 5.0 stars on Google at all three of our offices.

Request a free inspection or call (817) 733-9228. Small repairs are welcome too.

Frequently asked questions

Who handles storm damage and roof replacement in Hickory Creek?

Snow Roofing & Exteriors inspects hail and wind damage, meets adjusters and replaces roofs in Hickory Creek with Class 4 shingles, standing seam or stone-coated steel. It is a family roofing business that goes back 75 years, owner Blake Snow has 30 years in the business, the company has completed over $80 million in roofing projects, and it has 5.0 stars on Google at all three offices: Bridgeport, Decatur and Rhome. Every inspection comes with a free digital photo report. The Rhome office is about 31 road miles (roughly 41 minutes) away. Call (817) 733-9228, 24/7.

How much is a roofing permit in Hickory Creek?

The town’s master fee schedule lists a roofing permit at a flat $150, and contractor registration at $75. Work started without a permit is charged twice the permit fee.

Why does Hickory Creek ask about the Army Corps of Engineers?

The town’s permit form says approvals from anyone with an interest or easement on the property, including utilities, the U.S. Army Corps of Engineers, the town and HOAs, are submitted with the application. That matters on lots along the Corps-managed shoreline of Lewisville Lake.

My roof is only a few years old. Can hail still ruin it?

Yes. Builder-grade shingles often carry no impact rating, and NOAA lists 2- to 3-inch hail around Hickory Creek on June 11, 2023 and March 14, 2024. An on-roof inspection with photos is the reliable way to know.

Does Hickory Creek enforce my HOA rules?

No. The town says it doesn’t regulate or enforce HOA covenants, so your HOA’s approval is a separate step. We prepare the HOA packet with the product sheet and color.

How do I know if hail damaged my roof?

Hail bruises often can’t be seen from the ground. Dented gutters, vents, cars or patio furniture after a storm are clues. An on-roof inspection with photos is the reliable way to know, and ours is free.

How long do I have to file a hail or wind claim in Texas?

Generally 1 year from the date of loss; check your policy, because terms and deadlines vary. Filing sooner also makes the damage easier to document.

Do you waive or pay my deductible?

No. Texas law requires you to pay your insurance deductible, and a contractor may not waive, absorb or rebate it. We never will.

Can you tell me what my insurance will pay?

No, and be careful with anyone who does. Your insurer decides what your policy covers. We document the damage, meet your adjuster on the roof and build our scope from what we actually find.

What warranty comes with a replacement?

A workmanship warranty from 10 years up to lifetime, depending on the job, plus the manufacturer warranty on the product, in writing.

Get a free roof inspection

We get on the roof, photograph what we find, and tell you plainly whether you need a repair or a replacement.

Free Roof Replacement Estimate

📞 Call (817) 733-9228

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