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Lake Dallas, TX · Hail & storm

Hail Damage Inspections and Roof Replacement in Lake Dallas, TX

Snow Roofing & Exteriors inspects and replaces hail- and wind-damaged roofs in Lake Dallas, from older homes near the lake to newer neighborhoods off I-35E. You get a free digital photo report, we meet your adjuster on the roof if you file, and we file the city permit before tear-off. Our Rhome office is about 31 road miles (roughly 43 minutes) away. We answer storm and leak calls 24/7, so call (817) 733-9228 any time.

Lake Dallas's storm record

Lake Dallas sits on I-35E on the west shore of Lewisville Lake. It was a farm settlement by 1852, took the name Garza when the railroad came through in 1881, and renamed itself after the original Lake Dallas reservoir in the late 1920s; it incorporated in 1965, and Census estimates show about 7,850 residents today. NOAA's Storm Events Database lists 59 reports of hail 1.75 inches (golf-ball size) or larger within about 10 miles of Lake Dallas from 2016 through the September 2026 update, one of the highest counts of any town we serve. Close to home:

  • March 26, 2017: 2.75-inch hail in Lake Dallas, less than a mile from the center of town, with a second golf-ball-size report at the same spot, 2.75-inch hail about two and a half miles south, and 4.25-inch hail at Corinth about four and a half miles away.
  • June 11, 2023: 1.5-inch hail about a mile from the center of town and 4.25-inch hail near Bartonville.
  • March 14, 2024: 1.5-inch hail in Lake Dallas about half a mile from the center of town, 2-inch hail about two miles west, and 3.5-inch hail near Bartonville about six miles southwest.
  • June 8, 2025: 1-inch hail about half a mile from the center of town.
  • The most recent golf-ball-size report nearby was 2-inch hail near Carney on June 2, 2026.

Wind matters as much as hail on the lake. NOAA lists a 67 mph gust measured in Lake Dallas on March 2, 2023, the same storm that partly collapsed an older restaurant building about five miles east. A weather station at the North Central Texas College campus in Corinth, about three miles away, measured a 77 mph gust on July 10, 2019, and on May 28, 2024, thunderstorm winds downed trees and power lines across Lewisville, about four miles south. Wind coming across open water hits lakeside roofs first at the eaves, rakes and ridge.

One storm, four Lake Cities

Corinth, Lake Dallas, Hickory Creek and Shady Shores sit side by side along I-35E at the west end of Lewisville Lake and share the Lake Cities Fire Department, so a storm that hits one usually hits its neighbors within minutes. The difference after the storm is the paperwork: each town has its own permit office, fees and inspection setup, and an address can be in one town while the house across the street is in another. We check which town your property is in before we file anything.

Older lake homes and storm damage

Lake Dallas has been settled a long time by the standards of the lake towns, and older roofs fail differently in a storm. Shingles that have lost their seal lift in the wind instead of holding flat; decking can be soft at the eaves; and vents, flashing and pipe boots near the end of their life crack when hail hits them. A storm replacement is the time to fix all of that. We replace bad decking and note it in your report, put on new flashing, vents and boots, and on homes near the water use fasteners and edge details set for the wind off the lake.

After a storm: what to do first

  • Stay off the roof. Wet, damaged roofs are slick, and hail damage is easy to miss from a ladder anyway.
  • Take your own photos of dented gutters, vents, cars, patio furniture and any water inside, with the date.
  • Write down the date of the storm. Your claim runs from the date of loss, not the day you noticed the leak.
  • Be careful with door-knockers. Ask any roofer for proof that they're registered with your city where it requires registration, a local office you can drive to, and a written scope before you sign anything.
  • Call us for a free inspection with a photo report. We answer storm and leak calls 24/7, so call (817) 733-9228 any time.

What our storm inspection covers

We get on the roof. Hail bruising rarely shows from the yard, and a quick look from a ladder at the gutter line misses most of it. On every roof we:

  • Check every slope for bruised or fractured shingles and granule loss, and photograph each hit we find
  • Look at the soft metals (vents, gutters, downspouts, flashing) for dents that show how big the hail was and which way it came from
  • Check the ridge, hips and starter course, where wind damage usually starts
  • Look for creased, lifted or missing shingles and loose metal trim after high wind
  • Check flashings, pipe boots and every penetration
  • Go into the attic and check the decking wherever we see leak stains

Every inspection comes with a free digital photo report, so you see what we see. An inspection usually takes 15 to 45 minutes, and you only need to be home if there are leaks inside. If the roof is fine, we'll tell you so, and the report is yours to keep either way.

How a hail or wind claim works with us

  1. Stop the water. If the storm opened the roof, we tarp it or make a temporary repair. Tarping is priced by size, pitch and stories, and it's included in the claim when there is one. Keep your photos and receipts.
  2. Inspection and photo report. You see what we see before you decide anything.
  3. You decide whether to file. The claim is between you and your insurance company. If the damage is small next to your deductible, we'll say so.
  4. We meet your adjuster on the roof. We walk the slopes together and point out the damage we photographed, slope by slope.
  5. You get the insurer's scope. If it leaves out damage we documented, we give you the photos and measurements so you can ask your insurer to take another look. We don't negotiate with your insurer for you, and we never promise what an insurer will pay.
  6. The work. Our own crew does the repair or replacement, and we file the permit wherever the city requires one.
  7. Closeout. Many replacement-cost policies hold back part of the payment until the work is finished. We give you the final invoice and completion photos your insurer asks for.

If you file an insurance claim, we document the damage and meet your adjuster on the roof. Texas law requires you to pay your deductible, and a contractor may not waive, absorb or rebate it. We never will. In Texas you generally have 1 year from the date of loss to file; check your policy. We aren't public adjusters. We document the damage and build our scope from what we actually find.

City of Lake Dallas permits for a storm re-roof

The city's Development Services FAQ says plainly that a permit is required to replace roof shingles. From the city's permits page:

  • Contractors register with the city before starting work. Registration is $100, and state-licensed trades are exempt from the fee.
  • Starting before the permit doubles the fee. After a storm we tarp right away to stop the water, and the permit is in hand before any tear-off starts.
  • Inspections are done by a third party. Lake Dallas contracts with Bureau Veritas, which schedules and performs the inspections and reports back to the city.
  • Structural repairs need a permit too. The city says a repair needs a permit when it touches a structural part like a roof support, which matters if a limb or wind damage reached the framing.

The city's adopted codes are the 2018 International Residential and Building Codes, effective May 23, 2019, with North Central Texas Council of Governments and Lake Cities Fire Department amendments. We register, file, call for the inspection and give you a copy of the permit before work starts.

Replacing a storm-damaged roof in Lake Dallas: your options

A storm replacement is the one time a lot of owners get to choose a better roof than the one the builder put on. Here's what we install:

OptionWhy owners pick it after a storm
Class 4 impact-rated shinglesThe highest UL 2218 impact class, a familiar look most HOAs approve, and it may qualify for an insurer credit
Standing seam metalWon't crack, curl or lose granules; hidden fasteners; 24 or 26 gauge panels formed on our own roll formers
Stone-coated steel and metal shinglesSteel underneath with a shake, shingle or tile look from the street
Designer shinglesSlate or shake looks on larger homes, Class 3 impact rating or better
R-panel or PBRShops, barns, carports and outbuildings that took hail or lost panels in the wind

Every shingle roof we install is Class 3 impact-rated or better, with Class 4 available. No roof is hail-proof, and very large hail can dent steel, but metal usually keeps shedding water after storms that ruin shingles. More on metal in Lake Dallas: metal roofing in Lake Dallas and standing seam in Lake Dallas.

Texas insurers must offer a premium credit for UL 2218 impact-rated roofs, but each company sets its own amount, and Class 4 earns the largest. We can't promise a discount; ask your insurer for their figure in writing. After a qualifying install we fill out TDI Form PC068 for you. See the Texas impact-resistant roof discount.

Replacement day

  1. Property protected: tarps over landscaping, and the driveway and pool covered as needed
  2. Tear-off down to the deck, with bad decking replaced and noted in your report
  3. Synthetic underlayment, ice and water protection in the valleys, and new flashings, vents and pipe boots
  4. The new roof installed by our own crew
  5. Magnet sweep for nails, final photos, and your workmanship warranty from 10 years up to lifetime, depending on the job

When your shingle has been discontinued

On older roofs the original shingle is often discontinued, so a patch won't match. We can make a temporary repair to stop the leak and document the discontinued shingle with photos for your claim. Many newer policies exclude matching or replacement for discontinued shingles, so check your policy. We don't deal or negotiate with your insurer.

Who handles storm damage and roof replacement in Lake Dallas?

Snow Roofing & Exteriors does. Here are the facts you can check before you let anyone on your roof:

  • 75 years as a family roofing business, and 30 years in the business for owner Blake Snow, who is still on the roofs.
  • Over $80 million in completed roofing projects, from small repairs to multi-million-dollar jobs.
  • 5.0 stars on Google at all three offices: Bridgeport, Decatur and Rhome.
  • Our own roll formers for standing seam and R-panel, in 24 or 26 gauge, with metal lead times that are typically 1 to 2 weeks.
  • Our own crew, about 31 road miles (roughly 43 minutes) from Lake Dallas at our Rhome office, doing the tear-off and the new roof.
  • Snow Roofing & Exteriors is BBB A+ rated.

See also: our Lake Dallas roofing page, metal roofing in Lake Dallas, standing seam in Lake Dallas, and storm damage in nearby Hickory Creek, Corinth and Lewisville.

Residential warranty: a workmanship warranty from 10 years up to lifetime, depending on the job, with manufacturer warranties up to lifetime. Manufacturer coverage depends on the product and brand, and on the project qualifying for that manufacturer's program. We put the exact warranty for your roof in writing.

Certified, with 30 years installing every major roofing brand, a family roofing business going back 75 years, and over $80 million in completed roofing projects. 5.0 stars on Google at all three of our offices.

Request a free inspection or call (817) 733-9228. Small repairs are welcome too.

Frequently asked questions

Who handles storm damage and roof replacement in Lake Dallas?

Snow Roofing & Exteriors inspects hail and wind damage, meets adjusters and replaces roofs in Lake Dallas with Class 4 shingles, standing seam or stone-coated steel. It is a family roofing business that goes back 75 years, owner Blake Snow has 30 years in the business, the company has completed over $80 million in roofing projects, and it has 5.0 stars on Google at all three offices: Bridgeport, Decatur and Rhome. Every inspection comes with a free digital photo report. The Rhome office is about 31 road miles (roughly 43 minutes) away. Call (817) 733-9228, 24/7.

Do I need a permit to replace a hail-damaged roof in Lake Dallas?

Yes. The City of Lake Dallas says a permit is required to replace roof shingles. Contractors register with the city first ($100, with state-licensed trades exempt from the fee), and starting work before the permit doubles the permit fee.

Who does roof inspections in Lake Dallas?

The city contracts with Bureau Veritas, a third-party inspection firm, which schedules and performs the inspections and reports back to the city. We call for the inspection when the roof is done.

Can you tarp my roof before the permit is issued?

Yes. We tarp or make a temporary repair right away to stop the water, and we file the permit before any tear-off starts.

What was the worst hail in Lake Dallas?

NOAA lists 2.75-inch hail in Lake Dallas on March 26, 2017, less than a mile from the center of town, and 4.25-inch hail at Corinth about four and a half miles away the same day. It lists 59 reports of hail 1.75 inches or larger within about 10 miles from 2016 through the September 2026 update.

How do I know if hail damaged my roof?

Hail bruises often can’t be seen from the ground. Dented gutters, vents, cars or patio furniture after a storm are clues. An on-roof inspection with photos is the reliable way to know, and ours is free.

How long do I have to file a hail or wind claim in Texas?

Generally 1 year from the date of loss; check your policy, because terms and deadlines vary. Filing sooner also makes the damage easier to document.

Do you waive or pay my deductible?

No. Texas law requires you to pay your insurance deductible, and a contractor may not waive, absorb or rebate it. We never will.

Can you tell me what my insurance will pay?

No, and be careful with anyone who does. Your insurer decides what your policy covers. We document the damage, meet your adjuster on the roof and build our scope from what we actually find.

Will a Class 4 roof lower my insurance?

Texas insurers must offer a credit for UL 2218 impact-rated roofs, but the amount varies by company. We can’t promise a discount. We fill out TDI Form PC068 after a qualifying install.

Get a free roof inspection

We get on the roof, photograph what we find, and tell you plainly whether you need a repair or a replacement.

Free Roof Replacement Estimate

📞 Call (817) 733-9228

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