Krum's storm record
Krum grew up around a Santa Fe railroad stop and a grain trade big enough that, around 1900, the town called itself the "largest inland grain market in the world." Today Census estimates show about 6,800 residents, up from 5,491 in 2020, with new subdivisions going in beside farm and ranch land. That mix means a storm here damages two kinds of roofs: shingle roofs on houses, and metal roofs on shops, barns and outbuildings. NOAA's Storm Events Database lists 25 reports of hail 1.75 inches (golf-ball size) or larger within about 10 miles of Krum from 2016 through the September 2026 update. That's fewer than the towns down by Lewisville Lake, but some of the biggest hail in the county fell within reach:
- June 15, 2023: 5.9-inch hail near Sanger, about seven miles north of Krum, the largest NOAA lists anywhere in Denton County from 2016 through the September 2026 update, with 3-inch hail near Sanger the same day.
- September 21, 2023: 2.5-inch hail in Krum, about a mile and a half from the center of town, and 1.75-inch hail less than a mile away the same evening.
- May 10, 2021: 4-inch hail near Ponder about seven miles southwest, and 1.75-inch hail about three miles south of Krum.
- April 11, 2016: 1.75-inch hail in Krum and 4-inch hail in Denton about seven miles away.
- March 26, 2017: 1.5-inch hail about two miles south of Krum.
Countywide, NOAA lists 103 reports of golf-ball-size or larger hail in Denton County over the same period. Rural areas also tend to be under-reported, because there are fewer spotters, so a storm that hit your place may not show up in the record at all.
Tornado and wind damage around Krum
- May 29, 2019, EF-0 tornado. NOAA says it formed just south of the center of Krum and moved northeast through the eastern part of town, with tree and power line damage, before ending just northeast of Krum High School. Peak winds were estimated at 75 mph.
- June 1, 2019: amateur radio reported roof damage to the Krum Early Education Center.
- September 19, 2023: metal buildings and trees were damaged on Southwind Place near Krum, and a home in the Krum area lost siding, shingles and fence.
- March 4, 2025: about four miles from Krum, near Sanger, winds estimated at 75 mph lifted a grain silo and blew it about 300 feet into a neighboring yard.
- June 3, 2025: the roof of an abandoned building blew onto a gas station on South First Street in Krum.
Out here, storms hit shops, barns and metal outbuildings as hard as houses. Wind gets under a loose panel edge or a failed closure and peels the panel back, and hail punches through older, thinner panels. We repair those roofs too: replacing the damaged panels in 24 or 26 gauge from our own roll formers, re-screwing with new fasteners, and fixing the trim and closures so the next wind doesn't get under them. See metal roof repair.
After a storm: what to do first
- Stay off the roof. Wet, damaged roofs are slick, and hail damage is easy to miss from a ladder anyway.
- Take your own photos of dented gutters, vents, cars, patio furniture and any water inside, with the date.
- Write down the date of the storm. Your claim runs from the date of loss, not the day you noticed the leak.
- Be careful with door-knockers. Ask any roofer for proof that they're registered with your city where it requires registration, a local office you can drive to, and a written scope before you sign anything.
- Call us for a free inspection with a photo report. We answer storm and leak calls 24/7, so call (817) 733-9228 any time.
What our storm inspection covers
We get on the roof. Hail bruising rarely shows from the yard, and a quick look from a ladder at the gutter line misses most of it. On every roof we:
- Check every slope for bruised or fractured shingles and granule loss, and photograph each hit we find
- Look at the soft metals (vents, gutters, downspouts, flashing) for dents that show how big the hail was and which way it came from
- Check the ridge, hips and starter course, where wind damage usually starts
- Look for creased, lifted or missing shingles and loose metal trim after high wind
- Check flashings, pipe boots and every penetration
- Go into the attic and check the decking wherever we see leak stains
Every inspection comes with a free digital photo report, so you see what we see. An inspection usually takes 15 to 45 minutes, and you only need to be home if there are leaks inside. If the roof is fine, we'll tell you so, and the report is yours to keep either way.
How a hail or wind claim works with us
- Stop the water. If the storm opened the roof, we tarp it or make a temporary repair. Tarping is priced by size, pitch and stories, and it's included in the claim when there is one. Keep your photos and receipts.
- Inspection and photo report. You see what we see before you decide anything.
- You decide whether to file. The claim is between you and your insurance company. If the damage is small next to your deductible, we'll say so.
- We meet your adjuster on the roof. We walk the slopes together and point out the damage we photographed, slope by slope.
- You get the insurer's scope. If it leaves out damage we documented, we give you the photos and measurements so you can ask your insurer to take another look. We don't negotiate with your insurer for you, and we never promise what an insurer will pay.
- The work. Our own crew does the repair or replacement, and we file the permit wherever the city requires one.
- Closeout. Many replacement-cost policies hold back part of the payment until the work is finished. We give you the final invoice and completion photos your insurer asks for.
If you file an insurance claim, we document the damage and meet your adjuster on the roof. Texas law requires you to pay your deductible, and a contractor may not waive, absorb or rebate it. We never will. In Texas you generally have 1 year from the date of loss to file; check your policy. We aren't public adjusters. We document the damage and build our scope from what we actually find.
Krum permits, and land outside the city limits
The City of Krum's permits page says most construction work requires a permit and asks owners to check with Development Services at (940) 398-7302 before work starts. The city's online permit portal has a separate Roofing Application, and contractors set up an account with the city before they file. Krum builds and inspects to the 2024 International Residential and Building Codes with North Central Texas Council of Governments and local amendments.
A lot of property with a Krum mailing address is outside the city limits, where the city's permit process doesn't apply. Before we file anything, we check which side of the line your house, shop or barn is on, so you get the right paperwork, or none if none is required. Either way, the roof gets built to the manufacturer's instructions and the current code.
Replacing a storm-damaged roof in Krum: your options
A storm replacement is the one time a lot of owners get to choose a better roof than the one the builder put on. Here's what we install:
| Option | Why owners pick it after a storm |
|---|---|
| Class 4 impact-rated shingles | The highest UL 2218 impact class, a familiar look most HOAs approve, and it may qualify for an insurer credit |
| Standing seam metal | Won't crack, curl or lose granules; hidden fasteners; 24 or 26 gauge panels formed on our own roll formers |
| Stone-coated steel and metal shingles | Steel underneath with a shake, shingle or tile look from the street |
| Designer shingles | Slate or shake looks on larger homes, Class 3 impact rating or better |
| R-panel or PBR | Shops, barns, carports and outbuildings that took hail or lost panels in the wind |
Every shingle roof we install is Class 3 impact-rated or better, with Class 4 available. No roof is hail-proof, and very large hail can dent steel, but metal usually keeps shedding water after storms that ruin shingles. More on metal in Krum: metal roofing in Krum and standing seam in Krum.
Texas insurers must offer a premium credit for UL 2218 impact-rated roofs, but each company sets its own amount, and Class 4 earns the largest. We can't promise a discount; ask your insurer for their figure in writing. After a qualifying install we fill out TDI Form PC068 for you. See the Texas impact-resistant roof discount.
House, shop and barn in one storm
On acreage, a hailstorm often hits the house, the shop and the barn the same afternoon, and a policy may treat each building differently. We document each building separately in the photo report, so you and your adjuster can see what happened to each one. If you replace the house roof with metal, we can roof the shop and barn in the same panel color while the crew is there.
Replacement day
- Property protected: tarps over landscaping, and the driveway and pool covered as needed
- Tear-off down to the deck, with bad decking replaced and noted in your report
- Synthetic underlayment, ice and water protection in the valleys, and new flashings, vents and pipe boots
- The new roof installed by our own crew
- Magnet sweep for nails, final photos, and your workmanship warranty from 10 years up to lifetime, depending on the job
When your shingle has been discontinued
On older roofs the original shingle is often discontinued, so a patch won't match. We can make a temporary repair to stop the leak and document the discontinued shingle with photos for your claim. Many newer policies exclude matching or replacement for discontinued shingles, so check your policy. We don't deal or negotiate with your insurer.
Who handles storm damage and roof replacement in Krum?
Snow Roofing & Exteriors does. Here are the facts you can check before you let anyone on your roof:
- 75 years as a family roofing business, and 30 years in the business for owner Blake Snow, who is still on the roofs.
- Over $80 million in completed roofing projects, from small repairs to multi-million-dollar jobs.
- 5.0 stars on Google at all three offices: Bridgeport, Decatur and Rhome.
- Our own roll formers for standing seam and R-panel, in 24 or 26 gauge, with metal lead times that are typically 1 to 2 weeks.
- Our own crew, about 21 road miles (roughly 34 minutes) from Krum at our Rhome office, doing the tear-off and the new roof.
- Snow Roofing & Exteriors is BBB A+ rated.
See also: our Krum roofing page, metal roofing in Krum, standing seam in Krum, the barn roofing guide, and storm damage in nearby Denton and Justin.
Residential warranty: a workmanship warranty from 10 years up to lifetime, depending on the job, with manufacturer warranties up to lifetime. Manufacturer coverage depends on the product and brand, and on the project qualifying for that manufacturer's program. We put the exact warranty for your roof in writing.
Certified, with 30 years installing every major roofing brand, a family roofing business going back 75 years, and over $80 million in completed roofing projects. 5.0 stars on Google at all three of our offices.
Request a free inspection or call (817) 733-9228. Small repairs are welcome too.
