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Shady Shores, TX · Hail & storm

Hail and Wind Damage Roof Replacement in Shady Shores, TX

Snow Roofing & Exteriors inspects and replaces storm-damaged roofs in Shady Shores, on lakeside homes and on the shops, carports and outbuildings that fill a lot of lots here. You get a free digital photo report, we meet your adjuster on the roof if you file, and we handle the town permit. Our Rhome office is about 29 road miles (roughly 44 minutes) away. We answer storm and leak calls 24/7, so call (817) 733-9228 any time.

Shady Shores's storm record

Shady Shores is a small town on I-35E at the edge of Lewisville Lake, incorporated in 1960 and home to about 3,000 people today, by Census estimates. It's more rural than its neighbors: the town permits water wells, septic systems, loafing sheds, carports, garages and even hangars. So when a storm comes through, it isn't only house roofs that need looking at. NOAA's Storm Events Database lists 52 reports of hail 1.75 inches (golf-ball size) or larger within about 10 miles of Shady Shores from 2016 through the September 2026 update. The two storms that came closest:

  • March 26, 2017: 4.25-inch hail near Corinth, less than two miles from the center of Shady Shores, with 2.75-inch and 2.5-inch hail about two miles away the same night. It's the largest hail NOAA lists that close to town.
  • April 11, 2016: 2.75-inch hail about a mile and a half from Shady Shores, 2.75-inch hail near Little Elm across the lake, and 4-inch hail in Denton about five miles north.
  • June 11, 2023: 3-inch hail near Lewisville about seven miles south, and 3.5-inch and 4.25-inch hail near Bartonville to the southwest.
  • March 14, 2024: 3.5-inch hail near Bartonville about eight miles away, and on April 1, 2024, 2-inch hail near Argyle.
  • Smaller hail keeps coming close: 1.25-inch hail about two miles away on May 28, 2024, and 1-inch hail under a mile from the center of town on June 8, 2025.

Hail that size bruises shingles, cracks skylights and vent caps, and dents older, thinner metal on outbuildings.

Wind across the lake

Shady Shores sits right on the shoreline, so wind has a long run across open water before it reaches the first row of roofs. NOAA's records close to town:

  • July 10, 2019: a weather station at the North Central Texas College campus in Corinth, a little over a mile away, measured a 77 mph gust (school staff estimated 65 to 70 mph). A month earlier the same campus recorded 64 mph.
  • March 2, 2023: a 67 mph gust was measured in Lake Dallas, about three miles away, and an older restaurant building partly collapsed near Little Elm, across the lake.
  • May 18, 2025: law enforcement reported numerous trees and limbs blown down across Denton, just north of town.

On the lake side of Shady Shores, we look hardest at the windward eaves and rakes, the ridge cap and any metal trim, and at the shops, carports and hangars the town is known for, because loose panels and open-sided buildings are where wind gets a grip.

One storm, several roofs

On a Shady Shores lot, the same storm often hits the house, a detached garage or shop and a carport or loafing shed. A policy may treat each one differently, so we document each building separately in the photo report, with its own photos and measurements. If you replace the house roof with metal, we can roof the shop or carport in the same color while the crew is there.

After a storm: what to do first

  • Stay off the roof. Wet, damaged roofs are slick, and hail damage is easy to miss from a ladder anyway.
  • Take your own photos of dented gutters, vents, cars, patio furniture and any water inside, with the date.
  • Write down the date of the storm. Your claim runs from the date of loss, not the day you noticed the leak.
  • Be careful with door-knockers. Ask any roofer for proof that they're registered with your city where it requires registration, a local office you can drive to, and a written scope before you sign anything.
  • Call us for a free inspection with a photo report. We answer storm and leak calls 24/7, so call (817) 733-9228 any time.

What our storm inspection covers

We get on the roof. Hail bruising rarely shows from the yard, and a quick look from a ladder at the gutter line misses most of it. On every roof we:

  • Check every slope for bruised or fractured shingles and granule loss, and photograph each hit we find
  • Look at the soft metals (vents, gutters, downspouts, flashing) for dents that show how big the hail was and which way it came from
  • Check the ridge, hips and starter course, where wind damage usually starts
  • Look for creased, lifted or missing shingles and loose metal trim after high wind
  • Check flashings, pipe boots and every penetration
  • Go into the attic and check the decking wherever we see leak stains

Every inspection comes with a free digital photo report, so you see what we see. An inspection usually takes 15 to 45 minutes, and you only need to be home if there are leaks inside. If the roof is fine, we'll tell you so, and the report is yours to keep either way.

How a hail or wind claim works with us

  1. Stop the water. If the storm opened the roof, we tarp it or make a temporary repair. Tarping is priced by size, pitch and stories, and it's included in the claim when there is one. Keep your photos and receipts.
  2. Inspection and photo report. You see what we see before you decide anything.
  3. You decide whether to file. The claim is between you and your insurance company. If the damage is small next to your deductible, we'll say so.
  4. We meet your adjuster on the roof. We walk the slopes together and point out the damage we photographed, slope by slope.
  5. You get the insurer's scope. If it leaves out damage we documented, we give you the photos and measurements so you can ask your insurer to take another look. We don't negotiate with your insurer for you, and we never promise what an insurer will pay.
  6. The work. Our own crew does the repair or replacement, and we file the permit wherever the city requires one.
  7. Closeout. Many replacement-cost policies hold back part of the payment until the work is finished. We give you the final invoice and completion photos your insurer asks for.

If you file an insurance claim, we document the damage and meet your adjuster on the roof. Texas law requires you to pay your deductible, and a contractor may not waive, absorb or rebate it. We never will. In Texas you generally have 1 year from the date of loss to file; check your policy. We aren't public adjusters. We document the damage and build our scope from what we actually find.

Town of Shady Shores permits

The town's roofing permits page says most re-roofing requires a permit. Replacing a few shingles doesn't, but if any part of the roof decking is replaced, a permit is required, and the decking has to be sized under the 2021 International Residential Code. Here's how it works:

  • What gets submitted: the permit application, plus your HOA's approval if your property has an HOA.
  • Inspections: a plan review and a final inspection. If the house has gas, the inspector checks the attic at the final too, so we leave access clear.
  • Fees: the town's 2026 fee schedule lists the roof permit at $150. A patio or outdoor living structure is $245 without utilities and $450 with them, and accessory buildings are $1.50 per square foot plus inspections, with a $200 minimum.
  • Before work starts: the town's permits page says every permit must be approved and paid for before work begins, and starting early can mean added fees, fines or enforcement.

Permits are filed online through the town's citizen portal. We file the roof permit, and when the job also includes a shop, a carport or a patio cover, we file those as their own permits so nothing holds up the final.

After a storm, decking is the rule to watch: if the hail or a limb damaged any of it, Shady Shores requires a permit for the replacement, sized to the 2021 International Residential Code. We photograph the deck once the old roof is off so you can see what was replaced and why.

Replacing a storm-damaged roof in Shady Shores: your options

A storm replacement is the one time a lot of owners get to choose a better roof than the one the builder put on. Here's what we install:

OptionWhy owners pick it after a storm
Class 4 impact-rated shinglesThe highest UL 2218 impact class, a familiar look most HOAs approve, and it may qualify for an insurer credit
Standing seam metalWon't crack, curl or lose granules; hidden fasteners; 24 or 26 gauge panels formed on our own roll formers
Stone-coated steel and metal shinglesSteel underneath with a shake, shingle or tile look from the street
Designer shinglesSlate or shake looks on larger homes, Class 3 impact rating or better
R-panel or PBRShops, barns, carports and outbuildings that took hail or lost panels in the wind

Every shingle roof we install is Class 3 impact-rated or better, with Class 4 available. No roof is hail-proof, and very large hail can dent steel, but metal usually keeps shedding water after storms that ruin shingles. More on metal in Shady Shores: metal roofing in Shady Shores and standing seam in Shady Shores.

Texas insurers must offer a premium credit for UL 2218 impact-rated roofs, but each company sets its own amount, and Class 4 earns the largest. We can't promise a discount; ask your insurer for their figure in writing. After a qualifying install we fill out TDI Form PC068 for you. See the Texas impact-resistant roof discount.

Replacement day

  1. Property protected: tarps over landscaping, and the driveway and pool covered as needed
  2. Tear-off down to the deck, with bad decking replaced and noted in your report
  3. Synthetic underlayment, ice and water protection in the valleys, and new flashings, vents and pipe boots
  4. The new roof installed by our own crew
  5. Magnet sweep for nails, final photos, and your workmanship warranty from 10 years up to lifetime, depending on the job

When your shingle has been discontinued

On older roofs the original shingle is often discontinued, so a patch won't match. We can make a temporary repair to stop the leak and document the discontinued shingle with photos for your claim. Many newer policies exclude matching or replacement for discontinued shingles, so check your policy. We don't deal or negotiate with your insurer.

Who handles storm damage and roof replacement in Shady Shores?

Snow Roofing & Exteriors does. Here are the facts you can check before you let anyone on your roof:

  • 75 years as a family roofing business, and 30 years in the business for owner Blake Snow, who is still on the roofs.
  • Over $80 million in completed roofing projects, from small repairs to multi-million-dollar jobs.
  • 5.0 stars on Google at all three offices: Bridgeport, Decatur and Rhome.
  • Our own roll formers for standing seam and R-panel, in 24 or 26 gauge, with metal lead times that are typically 1 to 2 weeks.
  • Our own crew, about 29 road miles (roughly 44 minutes) from Shady Shores at our Rhome office, doing the tear-off and the new roof.
  • Snow Roofing & Exteriors is BBB A+ rated.

See also: our Shady Shores roofing page, metal roofing in Shady Shores, standing seam in Shady Shores, and storm damage in nearby Corinth, Lake Dallas and Denton.

Residential warranty: a workmanship warranty from 10 years up to lifetime, depending on the job, with manufacturer warranties up to lifetime. Manufacturer coverage depends on the product and brand, and on the project qualifying for that manufacturer's program. We put the exact warranty for your roof in writing.

Certified, with 30 years installing every major roofing brand, a family roofing business going back 75 years, and over $80 million in completed roofing projects. 5.0 stars on Google at all three of our offices.

Request a free inspection or call (817) 733-9228. Small repairs are welcome too.

Frequently asked questions

Who handles storm damage and roof replacement in Shady Shores?

Snow Roofing & Exteriors inspects hail and wind damage, meets adjusters and replaces roofs on Shady Shores homes, shops and carports with Class 4 shingles, standing seam or stone-coated steel. It is a family roofing business that goes back 75 years, owner Blake Snow has 30 years in the business, the company has completed over $80 million in roofing projects, and it has 5.0 stars on Google at all three offices: Bridgeport, Decatur and Rhome. Every inspection comes with a free digital photo report. The Rhome office is about 29 road miles (roughly 44 minutes) away. Call (817) 733-9228, 24/7.

Do I need a permit to replace a storm-damaged roof in Shady Shores?

Usually. The town says most re-roofing requires a permit, and any decking replacement always does. The 2026 fee schedule lists the roof permit at $150. The permit has to be approved and paid for before work starts, and HOA approval goes in with the application if you have an HOA.

What does the Shady Shores roof inspection include?

A plan review and a final inspection. If the house has gas, the inspector also checks the attic at the final, so we leave the access clear.

What is the biggest hail near Shady Shores?

NOAA lists 4.25-inch hail near Corinth on March 26, 2017, less than two miles from the center of Shady Shores. It lists 52 reports of hail 1.75 inches or larger within about 10 miles from 2016 through the September 2026 update.

Can you fix the shop and carport too?

Yes. We document each building separately for your claim and repair or re-roof shops, garages, carports and loafing sheds, including metal panels in 24 or 26 gauge from our own roll formers. Accessory buildings and patio structures are permitted separately in Shady Shores, and we file those too.

How do I know if hail damaged my roof?

Hail bruises often can’t be seen from the ground. Dented gutters, vents, cars or patio furniture after a storm are clues. An on-roof inspection with photos is the reliable way to know, and ours is free.

How long do I have to file a hail or wind claim in Texas?

Generally 1 year from the date of loss; check your policy, because terms and deadlines vary. Filing sooner also makes the damage easier to document.

Do you waive or pay my deductible?

No. Texas law requires you to pay your insurance deductible, and a contractor may not waive, absorb or rebate it. We never will.

Can you tell me what my insurance will pay?

No, and be careful with anyone who does. Your insurer decides what your policy covers. We document the damage, meet your adjuster on the roof and build our scope from what we actually find.

Will a Class 4 roof lower my insurance?

Texas insurers must offer a credit for UL 2218 impact-rated roofs, but the amount varies by company. We can’t promise a discount. We fill out TDI Form PC068 after a qualifying install.

Get a free roof inspection

We get on the roof, photograph what we find, and tell you plainly whether you need a repair or a replacement.

Free Roof Replacement Estimate

📞 Call (817) 733-9228

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