Little Elm's storm record
Little Elm sits on FM 720 and an arm of Lewisville Lake, about twelve miles southeast of Denton. The Handbook of Texas dates it to 1844, when Kit King settled on Little Elm Creek, and it stayed a village for more than a century: it had 3,646 residents in 2000. Census estimates show 46,044 in 2020 and about 62,727 in 2025. That means most Little Elm homes were built in the last 25 years, many with their original builder roofs, and plenty are taking their first serious hail. NOAA's Storm Events Database lists 51 reports of hail 1.75 inches (golf-ball size) or larger within about 10 miles of Little Elm from 2016 through the September 2026 update. Closest to town:
- March 14, 2024: 2.5-inch and 2-inch hail near Navo, about two miles from the center of Little Elm, with 1.5-inch and 1.25-inch hail closer in.
- June 11, 2023: 3.5-inch hail near Carney, about four and a half miles east, and 3-inch hail near Carney farther south.
- April 10, 2017: 2-inch and 1.75-inch hail in Little Elm, under three miles from the center of town.
- April 11, 2016: 2.75-inch hail near Little Elm, about four miles away.
- March 26, 2017: 4.25-inch hail near Corinth, about nine miles west, the largest NOAA lists within ten miles.
- The most recent golf-ball-size report nearby was 2-inch hail near Carney on June 2, 2026.
Hail that size can bruise or fracture builder-grade shingles that carry no impact rating, even on a house that's only a few years old.
Wind on the lake side of Little Elm
- May 28, 2024: NOAA lists a 77 mph gust reported in Little Elm.
- March 2, 2023: thunderstorm winds estimated at 70 mph partly collapsed an older restaurant building in Little Elm.
- August 28, 2025: photos and video showed a brief landspout in the Providence Village and Little Elm area.
- September 5, 2025: about five miles away in Prosper, a trained spotter reported construction trailers tipped over, large trees down and outbuildings damaged.
Much of Little Elm is new construction on the shore of Lewisville Lake, and a builder's roof on an open lot takes wind straight off the water. We check whether shingles were sealed down and nailed right at the eaves, rakes and ridge, because that changes what a repair can fix.
After a storm: what to do first
- Stay off the roof. Wet, damaged roofs are slick, and hail damage is easy to miss from a ladder anyway.
- Take your own photos of dented gutters, vents, cars, patio furniture and any water inside, with the date.
- Write down the date of the storm. Your claim runs from the date of loss, not the day you noticed the leak.
- Be careful with door-knockers. Ask any roofer for proof that they're registered with your city where it requires registration, a local office you can drive to, and a written scope before you sign anything.
- Call us for a free inspection with a photo report. We answer storm and leak calls 24/7, so call (817) 733-9228 any time.
What our storm inspection covers
We get on the roof. Hail bruising rarely shows from the yard, and a quick look from a ladder at the gutter line misses most of it. On every roof we:
- Check every slope for bruised or fractured shingles and granule loss, and photograph each hit we find
- Look at the soft metals (vents, gutters, downspouts, flashing) for dents that show how big the hail was and which way it came from
- Check the ridge, hips and starter course, where wind damage usually starts
- Look for creased, lifted or missing shingles and loose metal trim after high wind
- Check flashings, pipe boots and every penetration
- Go into the attic and check the decking wherever we see leak stains
Every inspection comes with a free digital photo report, so you see what we see. An inspection usually takes 15 to 45 minutes, and you only need to be home if there are leaks inside. If the roof is fine, we'll tell you so, and the report is yours to keep either way.
How a hail or wind claim works with us
- Stop the water. If the storm opened the roof, we tarp it or make a temporary repair. Tarping is priced by size, pitch and stories, and it's included in the claim when there is one. Keep your photos and receipts.
- Inspection and photo report. You see what we see before you decide anything.
- You decide whether to file. The claim is between you and your insurance company. If the damage is small next to your deductible, we'll say so.
- We meet your adjuster on the roof. We walk the slopes together and point out the damage we photographed, slope by slope.
- You get the insurer's scope. If it leaves out damage we documented, we give you the photos and measurements so you can ask your insurer to take another look. We don't negotiate with your insurer for you, and we never promise what an insurer will pay.
- The work. Our own crew does the repair or replacement, and we file the permit wherever the city requires one.
- Closeout. Many replacement-cost policies hold back part of the payment until the work is finished. We give you the final invoice and completion photos your insurer asks for.
If you file an insurance claim, we document the damage and meet your adjuster on the roof. Texas law requires you to pay your deductible, and a contractor may not waive, absorb or rebate it. We never will. In Texas you generally have 1 year from the date of loss to file; check your policy. We aren't public adjusters. We document the damage and build our scope from what we actually find.
Town of Little Elm permits after a storm
Little Elm's online permit system, MyGov, has a residential roofing permit for repair or replacement of 100 square feet or more of roofing, so almost any storm replacement and many bigger storm repairs need one. What else the town asks for:
- HOA approval before the permit. The town's residential permits page says that if you live in an HOA, proof of Architectural Review Committee approval has to be in before the town approves the permit. Most Little Elm neighborhoods have an HOA, so we submit that packet first, often while the claim is still being processed.
- A registered contractor. Contractors register with the town through MyGov before applying; the town lists the fee at $100. Ask any door-knocker whether they're registered in Little Elm.
- A final inspection that includes the attic. A town roofing alert shared with residents says the final is due within 10 days of finishing, usually includes the attic venting, and that drip edge is required. We leave attic access clear and the vents connected.
- A wrecked patio cover is its own permit. The town's patio cover rules require a permit over 200 square feet, with drawings, an attachment detail and the HOA letter, and the cover can't be anchored to brick or stone veneer.
A first roof claim on a newer house
If this is your first roof claim, two things help. A newer roof can still be badly damaged; age doesn't make shingles hail-proof. And if your builder's roof is replaced, you can choose a stronger one. Every shingle roof we install is Class 3 impact-rated or better, with Class 4 available, and we install standing seam and stone-coated steel too. We also handle the siding, windows and gutters a storm damages along with the roof.
Replacing a storm-damaged roof in Little Elm: your options
A storm replacement is the one time a lot of owners get to choose a better roof than the one the builder put on. Here's what we install:
| Option | Why owners pick it after a storm |
|---|---|
| Class 4 impact-rated shingles | The highest UL 2218 impact class, a familiar look most HOAs approve, and it may qualify for an insurer credit |
| Standing seam metal | Won't crack, curl or lose granules; hidden fasteners; 24 or 26 gauge panels formed on our own roll formers |
| Stone-coated steel and metal shingles | Steel underneath with a shake, shingle or tile look from the street |
| Designer shingles | Slate or shake looks on larger homes, Class 3 impact rating or better |
| R-panel or PBR | Shops, barns, carports and outbuildings that took hail or lost panels in the wind |
Every shingle roof we install is Class 3 impact-rated or better, with Class 4 available. No roof is hail-proof, and very large hail can dent steel, but metal usually keeps shedding water after storms that ruin shingles. More on metal in Little Elm: metal roofing in Little Elm and standing seam in Little Elm.
Texas insurers must offer a premium credit for UL 2218 impact-rated roofs, but each company sets its own amount, and Class 4 earns the largest. We can't promise a discount; ask your insurer for their figure in writing. After a qualifying install we fill out TDI Form PC068 for you. See the Texas impact-resistant roof discount.
Replacement day
- Property protected: tarps over landscaping, and the driveway and pool covered as needed
- Tear-off down to the deck, with bad decking replaced and noted in your report
- Synthetic underlayment, ice and water protection in the valleys, and new flashings, vents and pipe boots
- The new roof installed by our own crew
- Magnet sweep for nails, final photos, and your workmanship warranty from 10 years up to lifetime, depending on the job
When your shingle has been discontinued
On older roofs the original shingle is often discontinued, so a patch won't match. We can make a temporary repair to stop the leak and document the discontinued shingle with photos for your claim. Many newer policies exclude matching or replacement for discontinued shingles, so check your policy. We don't deal or negotiate with your insurer.
Who handles storm damage and roof replacement in Little Elm?
Snow Roofing & Exteriors does. Here are the facts you can check before you let anyone on your roof:
- 75 years as a family roofing business, and 30 years in the business for owner Blake Snow, who is still on the roofs.
- Over $80 million in completed roofing projects, from small repairs to multi-million-dollar jobs.
- 5.0 stars on Google at all three offices: Bridgeport, Decatur and Rhome.
- Our own roll formers for standing seam and R-panel, in 24 or 26 gauge, with metal lead times that are typically 1 to 2 weeks.
- Our own crew, about 42 road miles (roughly 66 minutes) from Little Elm at our Rhome office, doing the tear-off and the new roof.
- Snow Roofing & Exteriors is BBB A+ rated.
See also: our Little Elm roofing page, metal roofing in Little Elm, standing seam in Little Elm, and storm damage in nearby Shady Shores, Lake Dallas and Lewisville.
Residential warranty: a workmanship warranty from 10 years up to lifetime, depending on the job, with manufacturer warranties up to lifetime. Manufacturer coverage depends on the product and brand, and on the project qualifying for that manufacturer's program. We put the exact warranty for your roof in writing.
Certified, with 30 years installing every major roofing brand, a family roofing business going back 75 years, and over $80 million in completed roofing projects. 5.0 stars on Google at all three of our offices.
Request a free inspection or call (817) 733-9228. Small repairs are welcome too.
