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Commercial roofing · Warranties

Commercial Roof Warranties: NDL vs. Material-Only vs. Workmanship

A commercial roof bid usually lists two or three warranties, and owners often assume one covers what another doesn't. They come from different companies and cover different failures. Here is how they fit together, in plain English. On our commercial jobs, both 10-year and 20-year manufacturer NDL warranties are available, and our own workmanship warranty runs from 10 years up to lifetime, depending on the job.

The three kinds of warranty

Material-only (often prorated)NDL (no-dollar-limit) system warrantyContractor workmanship warranty
Who stands behind itThe manufacturerThe manufacturerThe roofing contractor
What it coversDefective membrane or product; labor usually not includedLeaks caused by covered defects in the manufacturer's system and, in most programs, the installer's workmanship, repaired at full cost for the termLeaks caused by how the roof was installed
Dollar limitOften capped, or shrinking with ageNo dollar cap on covered repairsSet by the contract
What it takes to getRegistering the productAn approved, matching system, an installer the manufacturer allows to offer it, a fee, and a manufacturer inspection before it is issuedComes with the job
Our termsDepends on product and brand10-year and 20-year terms availableFrom 10 years up to lifetime, depending on the job

What "no dollar limit" does and doesn't mean

NDL describes the payout, not the scope. If a covered leak appears in year 3 or year 18, the manufacturer pays the full cost to repair it. It is not insurance, and every warranty document lists exclusions. Common ones:

  • Weather beyond the stated limits: hail and wind above what the warranty names, tornadoes and lightning. In North Texas, ask specifically how hail is treated.
  • Consequential damage: wet inventory, ceilings, business interruption. That is your property insurance, not the roof warranty.
  • Other trades on the roof: new curbs, HVAC work, solar or antennas added without the manufacturer's approval.
  • Drainage and building movement: ponding beyond stated limits, clogged drains, structural movement.
  • Skipped maintenance: most programs require clear drains, records, and leaks reported in writing within a set number of days.

How we get an NDL warranty issued

  1. We choose a system the manufacturer will warrant for your deck, insulation and slope, and write it into the bid with the term (10 or 20 years).
  2. Every component comes from the approved system list, so nothing voids it.
  3. We install to the manufacturer's published specification and details.
  4. The manufacturer inspects, and we fix anything on its punch list.
  5. The warranty is issued to the building owner, and we give you the document, as-built photos and the maintenance requirements.

The price of the NDL depends on which term you choose and the size of the roof. The manufacturer sets its own fee and conditions, so we show it as its own line in the bid.

Which systems can carry one?

Most single-ply and multi-ply systems we install can: TPO, PVC, EPDM, modified bitumen and many built-up systems. Coating manufacturers offer system warranties tied to the thickness applied; see the silicone, acrylic and urethane spec pages and spray foam. Metal roof warranties work differently: the panel and paint finish are usually warranted separately. See commercial metal roofing.

Questions to ask before you sign

  • Is this warranty NDL, capped or prorated? Ask for the sample warranty document, not a brochure.
  • Does it cover the installer's workmanship, or materials only?
  • What wind speed and hail limits does it name?
  • Which components are included: membrane, flashings, insulation, edge metal?
  • What maintenance and reporting does it require, and what voids it?
  • Is it transferable if you sell the building?
  • What does the contractor's own workmanship warranty cover, and for how long?

Warranties and storm claims

A roof warranty and a hail claim are separate tracks. If a storm damages a warranted roof, your property insurance handles the storm damage, and repairs need to be done in a way that keeps the warranty in force. We document the damage with photos and measurements and can be on the roof when your adjuster inspects. We don't adjust or negotiate claims; you work the claim with your insurance company. Texas law requires you to pay your deductible, and we never waive or rebate it. In Texas you generally have 1 year from the date of loss to file; check your policy. See commercial hail claims in Texas.

Commercial warranty: a workmanship warranty from 10 years up to lifetime, depending on the job, plus both 10-year and 20-year NDL (no-dollar-limit) manufacturer warranties (the price depends on which NDL term you choose). Manufacturer coverage depends on the product and brand, and on the project qualifying for that manufacturer's program. We put the exact warranty for your roof in writing.

We're certified with GAF, CertainTeed, Owens Corning, Atlas, Johns Manville, Carlisle, Tropical Roofing Products, Mule-Hide and Enviroshake, and many other roof manufacturers.

General information, not legal advice. The warranty document issued for your roof controls.

Certified, with 30 years installing every major roofing brand, a family roofing business going back 75 years, and over $80 million in completed roofing projects. 5.0 stars on Google at all three of our offices.

Request a free inspection or call (817) 733-9228. Small repairs are welcome too.

Frequently asked questions

What is an NDL roof warranty?

A no-dollar-limit warranty is a manufacturer system warranty that pays the full cost to repair covered leaks for the term, with no cap. It usually requires an approved system, an allowed installer and a manufacturer inspection.

Does an NDL warranty cover hail?

Usually only up to limits the document names, if at all. Read the weather exclusions in the sample warranty before you sign.

What warranty terms do you offer on commercial roofs?

Both 10-year and 20-year NDL manufacturer warranties, plus our workmanship warranty from 10 years up to lifetime, depending on the job. The NDL price depends on the term you choose.

Is a material-only warranty enough?

It covers defective product, often prorated and without labor. It does not cover installation mistakes. Pair it with a strong workmanship warranty, or choose an NDL system warranty.

Can other contractors work on a warranted roof?

Usually only with the manufacturer's approval and approved details. Unapproved penetrations and curbs are a common reason coverage is denied.

Does the warranty cover my inventory if the roof leaks?

No. Consequential damage to contents and interiors is normally excluded; that is property insurance.

Which manufacturers are you certified with?

We are certified with GAF, CertainTeed, Owens Corning, Atlas, Johns Manville, Carlisle, Tropical Roofing Products, Mule-Hide and Enviroshake, and many other roof manufacturers.

Get a free roof inspection

We get on the roof, photograph what we find, and tell you plainly whether you need a repair or a replacement.

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Certified with GAF, CertainTeed, Owens Corning, Atlas, Johns Manville, Carlisle, Tropical Roofing Products, Mule-Hide and Enviroshake

Atlas Roofing certified contractor
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